Hire Purchase

There are numerous ways of purchasing your desired item these days. With our personal finance, we offer you ways to attain the items to fulfil your desires.

With Hitachi Capital best-known Hire Purchase (H/P) Payment Plan, we support the purchase of a wide range of consumer goods with benefits of fixed monthly payments, allowing you to budget accurately. Our flexible payment terms are tailored to suit your needs and enable you to own the purchased item once you have made all the payments without any penalty charges for early settlement.

Governed by the Hire Purchase act, our very own H/P Payment Plan allows you to seize a good deal as though you are a cash buyer. Often used for the purchase of personal computer, electronic products, household appliances, furniture and cars, our form of credit allows you to purchase good and pay the full amount straight away.

The money provided by a finance company to pay for the good you bring home, allowing you to pay for them over time, often has a security interest in them till you have made the final payment.

With our H/P payment plan, you get to choose your payment term of 6, 12, 18, 24, 30 and 36 months. A mere 10% Net Cash Price plus Total GST amount down payment, the subsequent monthly instalment can be fulfilled through your own personal inter-bank GIRO account.

Use our online calculator to help you budget and click here understand how our H/P scheme works.

Should you have any queries, feel free to contact us at 6734 1222 or email us for further assistance.